Financial Planning

Financial Planning objectives that we are trained to address

Closely Held Business Planning: Transfer the business to the next generation --Business Valuation / Continuity / Succession / Disposition / Equalization In the event of death or disability formulate plan: --for the disposition of the business (sell) --for the continuation of the business (keep) Review Buy Sell Agreement and funding

Business Fringe Benefits:Maximize business fringe benefits for Owners / Key people / Employees Assess retirement plan suitability, design and administration Evaluate retirement plan investment policy, performance, strategy Analyze salary continuation agreement Examine non qualified deferred compensation plan and funding Review group insurance

Personal Accumulation:Analysis of Personal: Assets / Liabilities / Cash flow Minimize personal income taxes Goals funding: Education expenses / Weddings / Retirement Improve investment performance & reduce volatility

Personal Conservation: Maintain current standard of living, if disabled Assure adequate survivor income Eliminate unnecessary estate settlement costs Protection from claims and judgments