
You deserve to be a financial success story.
But becoming one is not easy, nor is it guaranteed.
You have questions and need answers…
You deserve to be a financial success story.
But becoming one is not easy, nor is it guaranteed.
You have questions and need answers...
Our Experts
We deliver retirement planning guidance and strategies so you can focus on what really matters to you.
Fee-Only Financial Planning: Retirement. Investments. Taxes. Estate Planning. Insurance.
What We Do For You
• Retirement withdrawal strategy
• Multi-year tax projections before retirement
• Coordinated Roth conversion strategy
• Social Security timing analysis
• Beneficiary & estate document alignment
Serving Hawaiʻi's individuals and families who…
• Are within five years of retirement
• Have $1M+ in investable assets
• Are concerned about future tax exposure in retirement
• Are inheriting or planning to pass down large IRAs
• Need a retirement income plan, not just a portfolio
We work collaboratively with your CPAs and estate attorneys.
Our goal is a coordinated plan and fewer surprises at tax time.
Our Experts
Resources
In addition to weekly blog posts, we occasionally upload videos to share insights on financial planning topics.

Les Andrews
1946 - 2022
About Us
Andrews Advisory Associates, LLC is an independently owned Registered Investment Adviser based in Honolulu, Hawaii.
We specialize in fiduciary, fee-only Wealth Management, Financial Planning, and Qualified Retirement Plan services for individuals, families, small businesses, and non-profit organizations.
Our story began in 1996 when Les Andrews founded the firm. A native of Danbury, Connecticut, Les served in the U.S. Army during the Vietnam War before moving to Hawaii, where he launched his financial planning career in 1975. Over the course of his 45+ year career, Les became a trusted guide and friend to countless clients. Since his passing in 2022, we proudly carry his name and remain committed to honoring his legacy by delivering a first-class experience for every client and family we serve.
In recent years, our firm has grown significantly. We have expanded our team and capabilities to meet the holistic financial planning needs of more families each year. While we embrace growth, we remain steadfast in preserving the principles on which Les built this company: integrity, care, and excellence.
















