Posts by Travis

As the end of the year approaches, your tax situation becomes clearer. Most people are quick to remember that IRA distributions you’ve taken this year and any work earnings are taxable as ordinary income. What’s often missed is the impact of capital gains and losses on your tax bill, which can result in much higher taxes due or missed opportunities to save.

As many of you know, Les Andrews was a founding member of Andrews Advisory Associates, LLC and the company carries his name and legacy. His 45+ year career allowed him to be the financial guide for some amazing people. Since Christina and I took full ownership of Andrews Advisory Associates, LLC in 2022, we have prioritized continuing to deliver a first-class experience for our clients and their families.

Going into retirement with the right withdrawal strategy can bring you tremendous peace of mind about your finances. Not having the right withdrawal strategy in retirement can mean wondering if you need to go back to work with every dip in the stock market.

Generosity is a common trait among many of the clients we work with. Making charitable donations and engaging in volunteer work allows them to support causes and organizations they hold most dear and satisfy a desire to give back.

Mary just turned 70 and is happily retired. She lives off her pension and Social Security benefits. Mary is a careful spender and as a result, has a lot of cash saved at her local bank in a high yield savings account and CDs. Each month she discovers her cash balance at the bank increases, recently reaching a total of $300,000. She is proud of her decision to save more than she spends, especially because she wants to leave a legacy for her niece and nephew after she passes aw

We have the privilege of guiding many of our clients through their final working years into retirement. It’s a major life transition for most people. Beyond answering the pivotal question of how their time will now be spent, retirees must ensure their retirement portfolio strategy can support leaving the workforce.

Roth conversions aren’t just a tax move. They’re a smart strategy for tax-free income, lower RMDs, and a legacy your heirs will thank you for.

Markets at record highs? Learn how to invest with confidence using time-tested tactics that keep your portfolio balanced and your nerves steady.

Confused about estimated payments vs. withholding? Learn how retirees can simplify taxes and avoid penalties by using both methods strategically.

Retirees beware – there’s a potential ticking time bomb in your estate plan.

Thinking about selling your home? Here’s what you need to know about the potentially hefty tax burden before you put up the “For Sale” sign.

The “One Big Beautiful Bill” (OBBB) was signed into law. What does that mean for you? Is your tax bill about to go up?

Future taxes can be tricky. Learn how smart planning today helps you stay ahead and avoid costly surprises later.

Travis shares key insights from a turbulent first half of 2025 and what to watch moving forward.